Free · No signup · Unlimited

Free dividend calculators, live on this page

Five interactive calculators to manage dividends, project passive income, and plan retirement — every one of them rendered right here. No signup, no API key, no rate limit.

Embed on your site Get the full app →
Dividend IncomeDRIPDividend RetirementAdvanced DividendRetire on Dividends
Income

Dividend Income Calculator

Project monthly and annual dividend income from any investment. Enter your amount, share price, and dividend per share to see exactly what your portfolio will pay you — with growth and tax adjustments built in.

  • Monthly, quarterly, semi-annual, and annual cadence
  • Dividend growth rate + share price growth rate
  • Tax-adjusted net income for any jurisdiction
  • Year-by-year projection table for the next decade
Open full-screen ↗Embed on your site
DRIP · Compound Growth

DRIP Simulator

See how reinvesting dividends to buy more shares creates compound growth. Simulate share accumulation, payout growth, and total portfolio value year-by-year for up to 30 years.

  • Compound DRIP across 1–30 years
  • Models dividend growth and price appreciation
  • Optional monthly contributions for new capital
  • Side-by-side total return vs. cash payout
Open full-screen ↗Embed on your site
Passive Income

Dividend Retirement Planner

Plan a retirement powered by dividends. Calculate the portfolio you need to cover your monthly expenses with dividends alone — adjusted for inflation and a safe withdrawal rate.

  • Inputs: age, target retirement age, savings, expenses
  • Inflation-adjusted target portfolio value
  • Safe withdrawal rate + dividend yield assumptions
  • Years-to-retirement and required monthly contribution
Open full-screen ↗Embed on your site
Advanced

Advanced Dividend Calculator

The full-featured dividend calculator. Three dividend calculation methods, DRIP simulation, tax optimization, and multi-year income projections — everything in one model.

  • Three dividend methods: last payout, average, yield-based
  • TTM and YTD dividend periods
  • Toggle DRIP on/off for side-by-side comparisons
  • Tax, growth, contribution, and price-growth assumptions
Open full-screen ↗Embed on your site
Financial Independence

Retire on Dividends Calculator

Replace your employment income with dividend income. Set your current monthly salary and target replacement percentage, then track exactly how many years and how much monthly investment it takes to get there.

  • Target 50–100% income replacement
  • Models current portfolio + monthly contribution
  • Yield and dividend growth rate inputs
  • Years-to-FI and final portfolio value
Open full-screen ↗Embed on your site

FAQ

Frequently asked

Are these dividend calculators really free?
Yes — every calculator on this page is 100% free, with no signup, no API key, no rate limit, and no watermark. They are the same engines that power the HeyDividend portfolio app.
Can I use them to model my real portfolio?
These calculators model a single position or a single contribution stream. To run them across your real multi-position portfolio with live prices and declared dividends, sign up for a free HeyDividend account.
Do the tools support tax and growth assumptions?
Yes. Each tool exposes the dividend growth rate, share-price growth rate, tax rate, and (where relevant) contribution amount and reinvestment cadence so you can model conservative and aggressive scenarios side-by-side.
Can I embed these tools on my own website?
Absolutely — every tool here is also embeddable as a single iframe with no dependencies. See the Widgets page for copy-paste embed codes for finance bloggers, advisors, and educators.

The full app

Run all of this against your real portfolio

Sign up free and HeyDividend will run these models on your live holdings, with AI research and dividend-cut alerts on top.

See pricing Sign up free →