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Free dividend calculators, live on this page

Five interactive calculators to manage dividends, project passive income, and plan retirement — every one of them rendered right here. No signup, no API key, no rate limit.

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Dividend IncomeDRIPDividend RetirementAdvanced DividendRetire on Dividends
Income

Dividend Income Calculator

Project your monthly and annual dividend income from any investment — with growth and tax adjustments built in.

Income per payout
Annual income (gross)
Annual income (after tax)
Annual income in 10 years
DRIP · Compound Growth

DRIP Simulator

See how reinvesting dividends compounds your shares, payouts, and total value year after year.

Total dividends reinvested
Annual dividend income (final)
Portfolio value
Passive Income

Dividend Retirement Planner

Find the portfolio you need to cover your expenses with dividends alone — adjusted for inflation.

Annual income needed at retirement
Required monthly contribution
Target portfolio value

Assumes savings compound at your portfolio yield with dividends reinvested.

Advanced

Advanced Dividend Calculator

The full model: DRIP on/off, tax, growth, and contributions — see the long-term outcome instantly.

Cumulative dividends (after tax)
Annual income, final (after tax)
Portfolio value
Financial Independence

Retire on Dividends Calculator

Replace your salary with dividend income. See how many years and how much monthly investing it takes.

Target annual dividend income
Portfolio needed
Time to financial independence

Growth assumes reinvested dividends plus appreciation (yield + dividend growth).

FAQ

Frequently asked

Are these dividend calculators really free?
Yes — every calculator on this page is 100% free, with no signup, no API key, no rate limit, and no watermark. They are the same engines that power the HeyDividend portfolio app.
Can I use them to model my real portfolio?
These calculators model a single position or a single contribution stream. To run them across your real multi-position portfolio with live prices and declared dividends, sign up for a free HeyDividend account.
Do the tools support tax and growth assumptions?
Yes. Each tool exposes the dividend growth rate, share-price growth rate, tax rate, and (where relevant) contribution amount and reinvestment cadence so you can model conservative and aggressive scenarios side-by-side.
Can I embed these tools on my own website?
Absolutely — every tool here is also embeddable as a single iframe with no dependencies. See the Widgets page for copy-paste embed codes for finance bloggers, advisors, and educators.

The full app

Run all of this against your real portfolio

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